Normally, when you invest your money the fund manager applies two types of charge an initial investment charge and an annual charge. These vary from fund to fund and from manager to manager. The initial investment charge is normally seen as a reduction in the size of your investment. The annual is normally calculated as part of the fund unit price but may be applied directly as a charge to your investment.

Some of the initial investment charge is normally paid to a Financial Adviser as a commission of between 3-5% of your initial investment. This is fine if you genuinely need financial advice, however, if you already know what you want to invest in, it's a hefty price to pay.  

At INTERNET IFA, we believe that most investors are sufficiently well informed to know how they want to invest their money- we offer the facility to purchase any financial product available  through ourselves for No Initial Commission by refunding directly into our client's investment the amount normally paid to us as initial commission.   

All fund managers and funds have different charging structures. To be sent the Key Features and Application  documents of the investment in which you're interested click "Invest Now".

Don't forget, however,  that the fund managers will still apply charges to your investment. If our initial commission discount does not reduce all initial charges, you will still have pay the fund manager the difference from your investment.  Fund managers will also apply ongoing charges.  Part of these charges are used by some but not all fund managers to pay Renewal Commission to Internet IFA - this is how we make money. Internet IFA will disclose how much Renewal Commission is generated, this will be retained in full by Internet IFA